Apply for a Bad Credit Loan

Need a loan, but your credit is bad? Apply now for personal loan up to $3,000

Getting Personal Loans With CreditsOnly

For those with bad credit, personal loans to see them through an emergency financial situation are easy to find if you know where to look. At CreditsOnly, we understand that there are emergencies no one can plan for. So we aren’t limited to helping only consumers with perfect credit. Sometimes a run of bad luck comes up through no fault of your own. However, as long as you’re working, we have the resources to lend you a helping hand no matter if your credit is good or bad. We want to help inform you on making responsible lending decisions and then connect you to available lenders if you feel a bad credit loan would be right for you.

Bad Credit Loans Can Help

We know that it’s the people who are struggling that really need the personal loans, not those with the spotless credit histories who are paying all their bills on time. A perfect spending history simply isn’t possible for many American households, especially in times like these. No matter how well you’ve planned your budget and spending strategies, they can still be thrown off by one unexpected car repair or other emergency when already living check to check.

An installment loan can get you to your next check when there are no other solutions.

Fast, Convenient Loan Requests

Our online system makes it easier than ever to request a loan. Just fill out our fast and convenient online loan request and you can get a personal loan offer in minutes. Your approved loan can be deposited electronically into your checking account in as fast as one business day.

There’s no waiting for approvals or checks in the mail. And remember, our network of lenders works people with good and bad credit.

Let Lenders Compete for Your Business

Our network of lenders reviews your online loan request. Lenders compete to offer you competitive rates. You can get a personal loan offer, compare rates, and pick the best loan for you.

Simple Qualifications

The approval process for bad credit personal loans is very straightforward. We require that you’re a legal citizen and an adult (age 18 or older). You’ll need to provide some other basic information for the transaction to take place, such as a valid email address, working phone number, and the bank account where you’d like the money transferred. It’s that easy.

Combining a fast loan request form and approval process with an equally fast delivery system makes getting a bad credit loan easy.

The Cost of Not Getting a Loan

Financial emergencies can strike without any warning: the car could break down, a bill may have gone unnoticed and unpaid for too long; but really, dwelling on the possibilities could last a long time. and isn’t fixing anything.

At CreditsOnly, we are more interested in helping you create solutions. Hoping that an emergency will just “go away” if you ignore it tends to only make things worse via late fees and other penalties. Staying pro-active keeps you informed and in control. A quick influx of much-needed funds, when used responsibly, can be exactly what you need to keep bills from getting out of hand.

Unfortunately, no matter how hardworking you are, it doesn’t protect you in an emergency. Most lenders won’t approve those who are struggling to make ends meet. However at CreditsOnly, that’s exactly why we offer our services: we connect you with lenders ready to help.

In today’s world, it’s become all too easy to get trapped by finances. CreditsOnly gives you a way out by connecting you to the assistance you need to help weather a financial emergency and get back on track quickly and responsibly.